SIP Guides
Plain-English guides to planning a SIP: what to enter in a SIP calculator, how the maths works and what the results leave out. Every figure comes from the same engine as the calculators.
- How to Use a SIP Calculator: A Step-by-Step Guide With Real Numbers
What to enter in a SIP calculator, which return rate to assume and how to read the result, with worked examples for a ₹10,000 monthly SIP.
- The SIP Calculator Formula, Explained
The formula behind every SIP calculator, worked through by hand and in Excel, and why two calculators can show different results for the same inputs.
- How Much SIP Do You Need for ₹1 Crore?
The monthly SIP that reaches ₹1 crore in 10 to 30 years at 10%, 12% and 14% returns, and how a step-up or inflation changes the answer.
- Step-Up SIP vs Regular SIP: What a 10% Yearly Increase Does to Your Money
How a 5% or 10% annual step-up changes a ₹10,000 SIP over 10 to 25 years, what it really costs you, and when a step-up makes sense.
- 7 SIP Calculator Mistakes That Make Your Plan Look Better Than It Is
Return assumptions, inflation, tax, costs and the r ÷ 12 shortcut: seven ways SIP calculator results mislead, and how to fix each, with numbers.